Tag: revolving credit

2 articles

Credit Card OptimizationMay 17, 20263 min read

Credit Utilization and Debt Payoff Impact

Credit utilization and debt payoff impact: how balance-to-limit ratios affect credit scores while you pay down cards, and why payoff order matters for FICO and VantageScore.

credit utilization
credit score
payoff
revolving credit

Credit Card OptimizationMay 11, 20263 min read

How Credit Card Interest Works

How credit card interest works: daily APR accrual, grace periods, variable rates, and why your statement balance matters more than the headline rate.

credit card interest
APR
revolving credit
finance basics